We facilitate loans
for your business growth.

50+ lenders in our network
HDFC Bank
ICICI Bank
Karur Vysya Bank
Central Bank of India
Indian Overseas Bank
Canara Bank
Repco Home Finance
Tata Capital
Bajaj Housing Finance
HomeFirst Finance
Muthoot Finance
Piramal Finance
HDFC Bank
ICICI Bank
Karur Vysya Bank
Central Bank of India
Indian Overseas Bank
Canara Bank
Repco Home Finance
Tata Capital
Bajaj Housing Finance
HomeFirst Finance
Muthoot Finance
Piramal Finance
01 · How we work

The Capitabel Experience.

01

Business profiling

We understand your business, its numbers and the funding requirements.

02

Human context

We understand your business's context behind the numbers.

03

AI matching engine

Our AI engine helps you find the best fit from 50+ Banks & NBFCs.

04

Loan Offer + Fulfilment

You choose from our offers. We then fulfil your requirements.

02 · What we finance

Three products.
One relationship.

MSME

MSME Loans

◆Secured & Unsecured Term Loans
◆Working Capital - OD / CC / LC
◆Tenure up to 15 years
Starts from
₹10 L onwards
Check Eligibility
LAP

Loan Against Property

◆Property backed loan
◆Personal and Business use
◆Tenure up to 15 years
Starts from
₹20 L onwards
Check Eligibility
Home Loan

Home Loans

◆Plot & Property [Purchase / Construction]
◆Balance Transfers & Top Up
◆Tenure up to 30 years
Starts from
₹25 L onwards
Check Eligibility
03 · Under the hood

A matching engine
built on ground truth.

2 decades of Banking expertise, codified into a matching engine, offering you the best credit fit for your needs.

0+
Banks & NBFCs in our lender network
0+
Criteria evaluated to get you the best lender fitment
0+ cr
Disbursed, over the past 2 years
0%+
Success rate in fulfilling your needs
Read the story behind Capitabel →
04 · Client stories

People who Borrowed Better.

R
Rajesh Kumar
Textile manufacturer, Chennai

Sanction in nine days on an MSME file two banks had already turned down. Harish’s team knew exactly which lender would say yes.

MSME Business Loan · ₹45L
Sanctioned in 9 days
A
Anitha Reddy
Developer, Chennai

Draw-schedule financing that actually matched our site milestones. First team that got it.

LAP · Construction-linked · ₹1.2 Cr
Matched to site milestones
V
Vikram Iyer
Homeowner, Besantnagar

Refinanced our home loan and dropped the rate by 1.4%. Honest advice, no fuss.

Home Loan · Balance transfer · ₹68L
Rate cut by 1.4%
P
Priya Sundaram
MSME owner, Nellore

Needed working capital fast during peak season. Filed on a Monday, had the offer by Thursday, no back-and-forth on paperwork.

MSME · Working Capital · ₹18L
Approved in a week
K
Karthik Balan
First-time homebuyer, Sullurpet

First loan I’d ever applied for. They walked me through every clause instead of just handing me a sanction letter to sign.

Home Loan · Plot purchase · ₹32L
First-time buyer, no surprises
R
Rajesh Kumar
Textile manufacturer, Chennai

Sanction in nine days on an MSME file two banks had already turned down. Harish’s team knew exactly which lender would say yes.

MSME Business Loan · ₹45L
Sanctioned in 9 days
A
Anitha Reddy
Developer, Chennai

Draw-schedule financing that actually matched our site milestones. First team that got it.

LAP · Construction-linked · ₹1.2 Cr
Matched to site milestones
V
Vikram Iyer
Homeowner, Besantnagar

Refinanced our home loan and dropped the rate by 1.4%. Honest advice, no fuss.

Home Loan · Balance transfer · ₹68L
Rate cut by 1.4%
P
Priya Sundaram
MSME owner, Nellore

Needed working capital fast during peak season. Filed on a Monday, had the offer by Thursday, no back-and-forth on paperwork.

MSME · Working Capital · ₹18L
Approved in a week
K
Karthik Balan
First-time homebuyer, Sullurpet

First loan I’d ever applied for. They walked me through every clause instead of just handing me a sanction letter to sign.

Home Loan · Plot purchase · ₹32L
First-time buyer, no surprises
05 · FAQ

Questions we
hear most often.

A 10-minute call to answer all your queries.

Book a call →
◆Capitabel helps you borrow better, working with 50+ lenders to facilitate loans for your business’s growth.
◆10-minute quick consultation call to understand your needs.
◆We get you offers within the first 48 hours.
◆You choose, we fulfil.
◆Principle indicative offer issued by us — not the lender — within 48 hours of a complete file.
◆Specifies: Interest Range, Tenure, Sanctionable limit.
◆Our Offer Honour Rate — the share of offers that result in a lender sanction on materially similar terms — sits at 91%.
◆For home loans, it’s free.
◆For business loans, we quote a fixed fee upfront, payable only at successful disbursement.
◆By borrower fitment first — approval probability, loan amount, indicative rate, processing fee and sanction TAT terms — not by which lender pays us best.
◆Often, yes — a rejection is usually a mismatch between your file and one lender’s policy, not a verdict on your creditworthiness.
◆We’ll review, address gaps, and route you to lenders who fit.
◆Most often, yes.
◆We find you the best deal possible, not just the one your current banker is working on.
A real person, on your side

Start with a
conversation,
not a commitment.

A free 10-minute consultation with loan experts who understand what you’re building.