20+ years of
South Indian ground roots.
Codified into a lender.
The founding insight: millions of creditworthy borrowers in Urban, Peri-Urban and Tier 2 South India are underserved - not because lenders won’t lend to them, but because the matching infrastructure between borrower and lender does not exist. Built on Manor Group’s 20+ years of ground truths, we’re now codifying that ground-level knowledge into technology.
Capitabel Solutions was founded in 2023 by Chidambaram Kattuputur and Harish Bode - two operators with deeply complementary expertise: 15+ years in South India real estate development, and 18+ years in banking technology built across Europe.
Four ideas we refuse to bend on.
One advisor, start to finish.
No routing menus, no handoffs, no repeating your story. The specialist you meet on your first call is the one who negotiates your sanction and picks up the phone six months later.
Match by borrower fit, not commission.
Our matching engine ranks lenders by approval probability, indicative rate, and KFS terms — never by what pays us best. Direct relationships preferred over channel partners at equal payout.
Striving for the Perfect borrower-lender fitment.
All our people and processes are focused on finding you the best suited loans for your current needs.
Explain everything, hide nothing.
Every fee, every clause, every rate-reset trigger. You’ll leave every meeting with fewer questions than you brought in.
A team you
actually talk to.
Thirunavukkarasu (Thiru.R)
25 years of experience building and scaling financial services institutions. Expertise in business strategy, credit, operations and digital transformation, with a focus on developing scalable models for MSMEs. Experience spans India, Indonesia and Kenya across fintechs and allied industries. Graduated from Harvard Business School and Santa Clara University.
On the ground, in nine roles.
Talk to a founder,
not a form.
Every consultation call in Q1 goes to Harish, Chidu, or Devesh directly. No routing menus.